MintID · Protocol Whitepaper v1.0 · on-site tour

Verified once, proven anywhere, revealed nowhere.

Privacy-preserving, KYC-backed identity for people and the AI agents they deploy: accepted issuers vouch for them, holders keep their keys and prove claims in zero knowledge, and not a single identity is written to a public ledger.

  • Version1.0 · 4 October 2026
  • NatureTechnical, non-normative
  • SpecificationsAvailable on request
  • OfferNone — nothing is for sale

This page is a plain-language tour of the Protocol Whitepaper v1.0 in its 4 October 2026 revision (v1.0, revised in place); v1.0 supersedes the August 2026 draft. It follows the paper chapter by chapter and, like the paper, stays above the level of wire formats and implementation detail; the specifications that define those details are available on request and govern wherever the two differ. Neither this page nor the paper is the MiCA crypto-asset white paper: nothing is for sale, no price exists, and every economic value below is a ratified band or an argued prior unless it is marked frozen.

01

Abstract

Identity on the internet fails in two opposite directions. Where it works, it works by surveillance: every login, age check and payment leaks a durable identifier to someone who keeps it. Where it protects privacy, it usually gives up accountability: keys with no liable human behind them. Autonomous AI agents make both failures worse at once.

MintID is an identity protocol whose only job is to be the public trust layer for a different arrangement. It is in production on the single-node production chain, operated by the CONECTIA group since 20 September 2026, and designed to scale to a public, permissionless proof-of-stake network. Accepted KYC issuers — regulated organisations admitted on chain by governance proposal (by the compliance council once it is seated), each posting a slashable bond, in the native token on a public network — verify a person once and issue an anonymous credential into that person’s own holder software. The holder then proves claims such as “grade ≥ A3”, “over 18” or “credential active” in zero-knowledge presentations that live for ten seconds and never touch the chain.

The chain stores only what must be public for trust to be checkable: issuer and verifier registries, 30-second status roots, self-revocation nullifiers, staking, governance and evidence commitments. Nothing identifying is ever written on-chain, and live state grows with institutions, never with people.

The same machinery extends to software. A verified person can have agent credentials minted that prove an accountable, KYC-verified principal stands behind the agent — within a scope and, from the financial-recourse stage, with recourse behind it — without revealing who, and without two agents of the same person being linkable. Identity leaves the system only by consent or by due process.

0

identities, credentials or presentations written on-chain

10 s

lifetime of a fully bound zero-knowledge presentation

30 s

status-root heartbeat per issuer, fail-closed when stale

108M

the hard cap of the token designed for a possible public network; frozen, and no token exists today

02

The problem

Identity today either leaks or cannot be held to account — and autonomous agents make both failures worse.

Mainstream identity — federated login, per-service KYC, document-upload age checks — assumes that knowing who someone is is the price of trusting what they claim. The result is structural over-collection, which data-protection law now treats as a liability. The privacy-preserving alternatives solved the leakage but gave up the liable, verified party that regulators and counterparties need: a signature from an unaccountable key is not identity, it is a nickname.

Both failures share one root cause: the proof of a claim and the identity of the claimant travel together. MintID separates them cryptographically — the claim is provable, the identity is not — while keeping a governed, bonded, checkable chain of accountability from every proof back to a regulated issuer.

Why agents make it urgent

Non-human identities already outnumber human ones by roughly 50 to 1 (Omdia, December 2024), and IDC projects more than a billion active agents by 2029. Today’s stack bolts agents onto service accounts and API keys — with no verifiable link to a liable party, an unbounded blast radius, no way to scope what an agent may do and no recourse when it does harm. The know-your-agent rails shipped by payment networks restore accountability by revealing the principal to the seller. MintID’s thesis is that accountability can be provable and funded while identity stays private by default.

What a solution has to be

  • A public trust layer that no one owns: sovereign, permissionless, with deterministic finality.
  • Nothing identifying on that layer, and state that scales with institutions, not people.
  • User custody of keys and secrets, self-revocation, and recovery only by fresh KYC.
  • Accountable, bonded issuers, admitted by a compliance council.
  • Fresh, root-based status that fails closed when it goes stale.
  • KYC-approved verifiers, bound to exact web origins.
  • Perishable, fully bound presentations, checked online against finalised state.
  • A hard-capped, transparent monetary policy, and a security-first release.
03

Principles and invariants

Six invariants hold across the whole specification, and each one is a refusal the chain enforces.

  1. The chain never learns who anyone is. No KYC data, personal data, credential, credential serial, presentation or per-holder issuance event is ever written on-chain.
  2. State scales with institutions, not people. Live state grows with issuers, verifier origins, validators, status roots and governance records — never with holders, credentials or presentations.
  3. Consensus is deterministic and self-contained. No network call, wall clock, randomness, hardware signer, remote service or foreign-function bridge runs during block execution.
  4. Backing is provable, identity is not. A holder or agent proves that an accepted issuer stands behind it at a given assurance, never which person; two agents of one person are unlinkable.
  5. Disclosure is rail-segregated and, on the commercial rail, consensual. Identity leaves only by consent or by due process, and no payment is ever a lawful basis for disclosing personal data.
  6. The value layer is transparent and hard-capped. Exactly 108,000,000 tokens, with no shielded or anonymity-enhanced transfers, ever. Privacy lives in the credential layer, not the money layer.

Three engineering principles follow from them: reuse mature infrastructure and own only the identity-specific parts; treat the language boundary as a security boundary; and put bands before points, simulation before genesis, and every audit on a published schedule with published findings.

04

Roles and trust

Every party can be named, bonded or pinned — and none of them needs to learn who the holder is.

RoleMandateHard boundary
HolderControls the credential secrets, proves predicates, self-revokes and asks for re-verification.Cannot delegate signing, publish credential identifiers or reuse a challenge.
Accepted issuerPerforms KYC, issues and reviews credentials, publishes 30-second status roots and can emergency-revoke its own registry.Never puts KYC data on-chain, alters another issuer’s credentials or sees presentations.
KYC-approved verifierRequests minimal claims, checks current chain state and the proof, and enforces single use and expiry.No unapproved claims, no wildcard origins, no replays, no proof activity on-chain.
ValidatorValidates consensus and deterministic protocol rules, and earns emission and fees.Never sees KYC documents or judges whether a real-world identity is genuine.
Compliance councilOnce seated, admits, suspends and revokes issuers and verifiers, adjudicates bonds and co-signs protected treasury actions.Cannot move funds alone, approve a person’s identity or change software.
Token governanceOn a public network, decides protocol upgrades and versioned parameters, on-chain.Does not run the operational compliance gates.
Independent custodianCo-signs reserve movements and attests custody and policy compliance.Never acts alone or replaces the council.

What sits where

On-chain

  • Issuer and verifier registries, and issuer bonds
  • Signed issuer status roots, at least every 30 seconds
  • Self-revocation nullifiers
  • Staking, slashing, fees and emission
  • Governance records and evidence commitments

Never on-chain

  • KYC documents and biometrics
  • Names, addresses and dates of birth
  • Credentials, serials and payloads
  • Presentations and per-holder issuance events
  • Anything that grows with the number of people

Assurance grades

GradeDefault validityMeaning
A112 monthsBasic identity binding and issuer verification.
A212 monthsStronger document and liveness verification.
A36 monthsEnhanced due diligence and periodic evidence review.
A43 monthsHighest assurance, with stricter issuer controls and audit requirements.

A holder proves “grade ≥ the requested grade”. The verifier learns the issuer and the policy result — never the exact grade, the expiry, the credential or any attribute. Grades measure strength, anchored on eIDAS and squared with ISO/IEC 29115; how recently the evidence was checked is a separate freshness band, never a date. A presentation proves the grade threshold; the band is published by the issuer and read on the classical seller rail.

05

The life of a credential

One credential, from its issuer’s admission to its retirement, in six steps.

  1. 01

    Admission

    A KYC organisation applies through a governance proposal, today voted by the chain’s single validator and, once the compliance council is seated, by the council. The issuer registers its signing keys and a separately scoped emergency key, is granted a set of permitted grades and locks a bond. Only then can it become active.

  2. 02

    Issuance

    A person completes KYC, and the evidence stays encrypted in the issuer’s vault. Over OpenID4VCI the person receives an anonymous credential bound to a secret only they know. At the next 30-second heartbeat a new status root is finalised and the credential becomes usable. No transaction records that it was issued.

  3. 03

    Presentation

    A registered verifier sends a signed, single-use challenge that expires within ten seconds. The holder software checks the verifier against its own trust pins and answers with one zero-knowledge proof for every requested predicate. The verifier re-checks finalised state, consumes the challenge and keeps a minimal decision record. Nothing is written to the chain.

  4. 04

    Status and revocation

    Roots come every 30 seconds, with their time bounds enforced as consensus rules, and a verifier fails closed once a root is older than the maximum root age (45 seconds at the reference values; 180 seconds on the single-node production chain). Issuer-side revocation enters the next root (≤ 30 s) and is refused by every verifier within the maximum root age (under a minute at the reference values), or at once through the emergency key; a holder can self-revoke through a privacy relay, revealing neither who they are nor which credential it was, and is refused everywhere in under two minutes.

  5. 05

    Renewal and recovery

    Renewal is a new credential, from any accepted issuer, publicly unlinkable to the old one. Lost holder keys have exactly one recovery path: fresh KYC and a brand-new credential. No social recovery, no custodial back door.

  6. 06

    Agents

    A verified person proves in zero knowledge that they hold a sufficient, unrevoked credential; the issuer mints a fresh, unlinkable agent credential carrying a backing assertion and a delegated scope. The chain sees nothing new.

06

The chain

A purpose-built application chain whose state is registries, commitments and economics — never people.

Why a sovereign chain. The privacy invariants are chain-wide properties that a shared virtual machine cannot promise for its other tenants; the registries, council, bonds and status policy need native capabilities with their own economics; and an identity trust anchor should not rent its security from a market that prices someone else’s asset. The Cosmos SDK gives exactly this shape over a proven BFT engine, so MintID writes nothing of consensus, networking, staking or light clients.

Consensus. CometBFT. Today the single-node production chain runs it with one validator; the design for a public network is delegated proof of stake. The genesis candidates are a capped active set of 60 validators, growing toward 100 by governance once fee-funded security supports it; blocks every two to three seconds, with a finality objective of about five seconds; a 5% cap on any validator’s voting power; and a 21-day unbonding period. Rewards follow capped voting power and signing performance — never “identity work” — and slashing applies to objective evidence only.

Status roots. Each issuer publishes a small signed commitment to its private status registry at least every 30 seconds. Relayers may batch many issuers’ roots and pay the fees, but they gain no authority. Freshness is a consensus rule: the chain rejects roots that are expired, stale, dated in the future or valid for too long, so not even a compromised key can publish a root that reads as fresh forever. A billion credentials cost the chain what a thousand do: one root per issuer.

The economic-security launch gate

A young proof-of-stake chain is cheapest to attack at genesis, and a takeover here would compromise status roots and registries, not just balances. Genesis therefore waits for published, price-independent thresholds — priors of at least 20% of supply bonded by external parties, at least 25 independent operators and a Nakamoto coefficient of at least 7 — with development and foundation accounts excluded. Bootstrap validators work under service agreements for the first 12 to 24 months, continuing as a foundation-funded operator floor program that pays for service, never for stake. Whether the first years warrant rented security is a mandatory question for the simulation.

07

Credentials and presentations

One credential, many unlinkable proofs, and a way for the holder to revoke it without being identified.

MintID’s credential is an anonymous credential in the Hyperledger AnonCreds lineage: blinded issuer signatures, a holder secret that is never revealed, selective disclosure, predicate proofs, and non-revocation proofs without a correlatable identifier. The exact construction and proof system are frozen. Transport is OpenID4VCI for issuance and OpenID4VP for presentation.

A verifier accepts a presentation only when all of the following hold. The check exists in exactly one implementation, and no client library can weaken it:

  • the verifier and its exact origin are active on-chain, and the request was signed with a key registered for that origin;
  • the challenge is fresh, has never been used, and was answered within ten seconds;
  • the presentation is bound to that verifier, origin, request key, challenge, policy and chain state;
  • every requested predicate is proven;
  • the issuer is active and its status root current, re-checked immediately before the decision;
  • the challenge is consumed, so the same proof can never be accepted twice.

Verifiers complete KYC themselves, register exact origins — never wildcards — and prove control of their domains. On the holder’s side, the holder software keeps its own list of trusted verifiers; any change of key or origin needs fresh consent, and none of those approvals ever reaches the chain.

Holder self-revocation

The holder derives a one-time nullifier from a private secret and proves, in zero knowledge, that it belongs to a valid credential — without revealing which. The chain records the nullifier, and later presentations of that credential can no longer prove it unrevoked. It is the only proof verified inside block execution, so it gets its own dedicated audit, a scheduled milestone whose findings are published. Recovery, by contrast, is never social: lost holder keys mean fresh KYC and a new, unlinkable credential.

08

The agent layer

The same machinery, applied to the software people deploy — with no new consensus module and no new proof type in block execution.

What an agent proves

“I am operated by a KYC-verified, liable principal at grade ≥ G, within scope S, with at least F of self-custodied recourse behind me” — without revealing who that principal is, and without two agents of the same person being linkable. The recourse clause is specified and scheduled for the financial-recourse stage.

Minting, not registration. A principal proves in zero knowledge that it holds an unrevoked credential at a sufficient grade; the issuer mints a fresh agent credential with its own secrets, a backing assertion and a delegated scope, and records the only link between agent and human in its private accountability escrow. There is no per-agent chain record and no public agent registry. Sybil resistance has a price: a KYC gate, a per-principal cap on active agents, KYC freshness, and a mint fee with a recurring lease.

Scope and revocation. Scope says what the agent may do, with whom, in which categories and places, when and up to what value; it is signed at mint, so an agent cannot elevate itself. Bounded agents are minted today from a bundle catalogue the operator supplies. Revocation works per agent, through the issuer within one root or at once, and across a principal’s fleet under issuer policy. A push channel may notify verifiers sooner, but carries no security weight: the root is the truth.

Funded accountability. An agent would prove that at least a given amount of regulated stablecoin stands behind it. The capital is the principal’s own USDC or EURC, locked in a contract the principal controls on the chain where the stablecoin lives (Base in the current deployment variant). MintID runs no general smart-contract VM: it keeps the reservation state and checks a proof of the lock. Specified, scheduled; not built. The agent cannot move the money, and the lock has exactly three exits: a re-merge by the same agent, a payout to a claimant on a dispute verdict, or a return to the principal. Higher funding bands require the lock contract, whose audit is a scheduled milestone whose findings are published, and arrive after the identity-only launch.

Consent on one rail, due process on the other

The commercial rail

A relying party may offer a priced bid for one graduated item — a pairwise pseudonym, a single contact attribute or full KYC. The principal’s consent policy decides, refusal is the default, and the bid is paid to the principal. Full KYC is never delegable. Paying to identify one agent once confers no right to recognise or track the person later: identification, not surveillance. The consented commercial disclosure rail, contact-attribute identification and contact-attribute identification included, is built and ships switched off and fail-closed; its activation waits for counsel.

The dispute rail

The subject cannot veto it, and it settles with money before identity: first the escrow pays the claimant; then a minimal, banded fraud signal is shared; and only if both parties reject a bonded arbiter’s determination and the arbiter certifies that a court is warranted is the person identified. The arbiter decides, the issuer releases, and the council reviews after the fact. The dispute rail is specified and scheduled for the financial-recourse stage; audits have not started, and no funds are locked today.

Deliberately out of scope: self-derived minting and multi-hop delegation, any per-agent on-chain record, a shared liability pool, and any mechanism by which a bid buys identity.

09

Standards decisions

The choices architects and integrators ask about most — each with the alternative it was chosen over.

DecisionInstead ofWhy
A sovereign Cosmos SDK application chain on CometBFTContracts on a general-purpose chain; a rollupChain-wide privacy invariants and native registries with their own economics; nothing of consensus is rewritten.
Go, Rust and Python as a security boundaryOne language everywhereGo owns consensus-visible state, Rust the specialised cryptography, Python simulation and testing — never keys or blocks.
Standard, deterministic primitives and proven state readsNovel primitives; a trusted serverWidely audited signatures and hash trees in the consensus path; integrators verify finalised state themselves.
Anonymous credentials in the AnonCreds lineageSD-JWT VC or ISO mdoc; DIDsUnlinkability across verifiers, predicate proofs and non-revocation without a correlatable identifier. HAIP serves as security guidance only; SD-JWT and mdoc interoperability is not claimed.
OpenID4VCI and OpenID4VP as transportsBespoke transportsThe same protocols as the European Digital Identity Wallet, plus chain-native verifier registration and exact-origin binding.
A1–A4 anchored on eIDAS, squared with ISO/IEC 29115, with freshness as a separate bandA bespoke vocabulary, or one framework adopted wholesaleRegulators and the EUDI Wallet speak eIDAS first; ISO gives the four-level backbone; no framework attaches a validity period to a level.
An x402 and Web Bot Auth transport profileA parallel payments railThe facilitator is the registered verifier; a ladder from payment only, to identified software, to identified software with an accountable human.
One verification pipeline, thin clientsPer-language reimplementationAcceptance logic lives in one place with one conformance suite; the ten-second lifetime cannot be weakened.
MiCA Title II as the only offer path; no anonymity-enhanced value layerPre-sales, SAFTs, shielded transfersAn identity network for regulated issuers cannot afford a contestable token; privacy lives in the credential layer.

The assurance vocabulary

GradeeIDASISO/IEC 29115NIST SP 800-63AML posture
A1lowLoA2IAL1Customer due diligence
A2substantialLoA3IAL2Due diligence with biometric liveness
A3substantial + EDDLoA3⁺IAL2 + EDDScreening: sanctions, PEP, adverse media
A4highLoA4IAL3Qualified identity proofing

The external columns are mappings, not redefinitions. Freshness is a second dimension: F4 under 30 days, F3 under 90, F2 under 180 and F1 under 365, published as a band and never as a date. For ZadQ, “human-backed” means at least A2, with a published freshness band of F1: a policy evaluated on the issuer’s session and attestation state on the classical seller rail; the band is not a presentation predicate. The decision was accepted in August 2026; the issuer-side KYC policy that applies it awaits counsel sign-off, and the first issuer already operates with a real identity-verification provider behind the provider-neutral interface, where the evidence stays with the provider and never enters MintID.

10

Security

Issuers, verifiers, validators, relayers, the council and a compromised holder device are all assumed potentially malicious — and the chain must stay identity-free and deterministic under every one of them.

ThreatPrimary controls
KYC data breach through the chainNothing identifying on-chain by construction; the issuer’s private vault
Issuer fraudAdmission by governance proposal (by the compliance council once it is seated); a slashable bond that gates activation; suspension and slashing with a public reason code
Issuer key compromiseA separately scoped emergency key; self-service and forced rotation; an immediate root update
Validator collusionA capped active set; objective slashing; the economic-security launch gate
Verifier impersonationA KYC-approved registry; exact origins, no wildcards; holder-side trust pins
Presentation replayA single-use challenge; ten-second expiry; full binding; a durable replay guard
Credential correlationAnonymous credentials; a fresh proof per session; per-verifier pseudonyms for agents
Stale revocation status30-second roots; consensus-enforced freshness; fail closed at the maximum root age (45 seconds at the reference values; 180 seconds on the single-node production chain)
Proof-system bugA formal specification; test vectors; independent audits as scheduled milestones with published findings; a bug bounty
Council captureA threshold quorum; independently selected members; one-for-one seat rotation; custodian co-control; no power over software
Sybil agent armiesA human KYC gate; a per-principal cap; mint fee and lease fee; KYC freshness
Coercion into disclosureNo bid is ever a lawful basis; full KYC is never delegable; refusal is free and leaves no trace
Release discipline

Two independent chain and protocol audits, a specialist cryptography audit, an infrastructure penetration test and an independent token and economic review are committed quality milestones, scheduled and published with their findings, alongside a public adversarial testnet with independent validators, issuers and verifiers, a funded bug bounty and an incident-response exercise. Any new cryptography in a consensus path gets its own dedicated audit. If the economic review objects to a value frozen before genesis, genesis does not proceed on that value.

11

Token economics

The token a public network would use: a hard cap, a declining emission, and no price anywhere.

The status of every figure

The maximum supply is frozen. Everything else is either a ratified band — binding, with values movable only inside it and only by governance — or a ratified prior: an argued working point that the independent pre-genesis simulation validates or argues against. No price appears here; an offer price, if an offer is ever made, will exist only in the MiCA white paper.

On a public network, the native token would be the economic-security asset: validator bonding and delegation, issuer bonds, fees, registry leases and governance. It is not a stablecoin, not backed, not price-supported, not dividend-bearing and not a claim on anyone’s revenue. The allocation of protocol fees and cuts is a set of governed parameters; its final form is under review. Its job would be to pay for network security.

Genesis allocation (priors)

  • Development and team — 15% (16.2M), band 15%
  • Public-sale tranche — 25% (27M), band 20–25%
  • Reward pool — 60% (64.8M), band ≥ 60%

The reward pool is paid out only as validator emission, on a curve that must exhaust it exactly. The prior is 3% of the cap in year one (3.24M tokens), declining by a factor of 0.95 per year — about 40% of the pool in ten years and 79% within thirty. The cap is counted against the total ever minted, not the circulating supply, and no mint beyond it is ever possible.

Which flows carry a protocol cut, and which never touch consensus

FlowWhat it isTouches the token?
A — Agent mint and leaseA per-agent mint fee and recurring lease on a governed schedule, with a normative protocol cutYes — the one protocol revenue line that grows with the agent population
B — Issuer registryAdmission, renewal and registry lease; the slashable issuer bondYes — protocol fees; slashes fund remediation for the parties harmed
C — Consensual disclosureThe disclosure-bid rail, with a protocol cut: a percentage plus a fixed floorYes — with no per-holder or per-presentation state
D — Dispute and arbiter marketClaim and dispute bonds; arbiter fees paid by the losing partyNo — it must never influence consensus rewards
E — Premium verification servicesMirrors, archives and managed verification servicesNo — basic verification is free by design

Protocol cuts on flows A and C

ParameterRatified bandPrior
Protocol cut on agent mint and leaseA governed parameter under review—
Allocation of each A/C cutGoverned parameters; final form under review—

The foundation share is earmarked — first for the operator floor program — and never distributed to token holders. After emission ends, the security budget is the fee market; if the simulation finds it insufficient, a succession ladder applies in order — the cut points, then a protocol-state rent, then shared security — and a post-cap mint is excluded by construction. No usage tax exists or is planned.

Genesis and offer discipline

One genesis event and no discretionary mint after it, with a published Genesis Allocation Statement whose hash is committed in the genesis file. Development tokens vest over four years with a one-year cliff and a twelve-month lock-up, and development and foundation accounts may not delegate or vote while those apply. An offer, if made, uses a single fixed price and a raise floor of $4.0 M net of statutory withdrawals: below it, the project re-stages instead of under-funding. Every other offer term will appear only in the MiCA white paper. Issuer bonds are sized against a published deterrence target, and a small BTC reserve would exist only for proven issuer-fraud remediation and critical incidents, under council and independent-custodian control — never as token backing.

12

Governance and the Foundation

On a public network, token holders would govern the software and a threshold council the compliance gates; the Dutch foundation that would anchor both is being incorporated and stays dormant until the public-offer route is chosen.

From genesis on a public network, token-weighted, on-chain governance owns the software: upgrades, consensus parameters and every versioned protocol parameter. Once seated, the compliance council — a threshold vote, recommended 5-of-9 — owns the operational gates: admitting, suspending and revoking issuers and verifiers, adjudicating bonds and co-signing protected treasury actions, with an independent custodian’s signature on any reserve movement. Every council action commits a reason code, an evidence commitment and a policy version, and the council never changes software.

The MintID Foundation, a Netherlands Stichting, is being incorporated by the founder and stays dormant until the public-offer route is chosen: it holds no treasury, enters no contracts, seats no sponsors and receives no services. The single-node production chain is operated by the CONECTIA group as a disclosed related party. The code is published under an Apache-2.0 licence; the financing route is decided at the Gate-1 go/no-go. On the public-offer route, the Foundation performs the genesis, holds the treasury and lock-up commitments, publishes the Genesis Allocation Statement and, as offeror, makes the Dutch AFM the competent authority under MiCA. The founder incorporates it and is its sole director for the pre-offer phase only: before any white paper is signed, independent members join the board, statutory locks take effect, and the council is constituted as an organ of the Stichting. The Foundation has no protocol revenue role and no debt relationship with the implementing group in either direction; a public transparency report covers issuer and verifier states, council actions, slashes, reserve activity, vesting and related-party flows — never holder data.

Related parties, disclosed

RoleHeld byFlows to disclose
FounderMarc MolasFounder of MintID; beneficial owner of the CONECTIA group; founder-director of the Stichting at incorporation. Recused from every Foundation decision that concerns the group; the founder-separation commitments apply before any white paper is signed
Development companyConectia PRO (Spanish SL, 100 % Conectia OÜ)Development allocation; operating budget from proceeds. Pre-genesis work is the group’s own R&D at its own cost: no advance, no reimbursement, no debt in either direction
First accepted issuer and first registered verifierCONECTIA groupMint and lease fees, disclosure brokerage — on the same bond and admission terms as any issuer
Reference SDK / premium-services operatorCONECTIA groupDirect service revenue, firewalled from consensus rewards
Anchor-product operator (ZadQ)CONECTIA groupx402 seller-verification service revenue (fiat); base verification stays free
Operator of the single-node production chainCONECTIA groupOperates the chain’s infrastructure; no on-chain money flow beyond nominal fees and the issuer bond; operated under a disclosed related-party arrangement; activity reported as a pilot and excluded from the traction criterion
Pre-genesis R&D funderCONECTIA groupAn internal pre-genesis budget of €400,000 spent by CONECTIA on MintID as its own R&D; disclosed in amount; no services on credit to the Foundation, no reimbursement, no claim on proceeds
Foundation (being incorporated; dormant)MintID Foundation (Stichting)Being incorporated by the founder; dormant until the public-offer route is chosen; on that route, treasury custody, grants, sponsorship dues and the foundation share; no protocol revenue role; no debt with the group

MintID is conceived and built by the CONECTIA group — Conectia OÜ in Estonia and Conectia PRO, its wholly owned Spanish operating company — and every role the group holds is disclosed as a related-party position. The first issuer and the first verifier were admitted through the same path the protocol offers anyone: a governance proposal, today voted by the chain’s single validator and, once the compliance council is seated, by the council; the same slashable bond; the same 30-second roots; all of it on chain. The independence that is claimed is methodological: every figure sourced, every model re-runnable. The independent economic review remains the only arm’s-length opinion.

13

Launch plan

Each stage opens only when its published gate is met. If a minimum is not reached, the plan re-stages — it never launches under-funded or under-secured, and every audit is scheduled and published with its findings.

  1. stage 0

    Single-node production · now → Gate 1

    The single-node production chain, in production since 20 September 2026 and operated by the CONECTIA group, with the first issuer, the first verifier and the ZadQ pilot on it, while the distributed network is built; the public testnet with its KYC sandbox, frozen specifications, the proof core in production, code open source under Apache-2.0; the Foundation being incorporated and dormant; the financing route decided at the Gate-1 go/no-go; funded by the CONECTIA group as its own R&D, never reimbursed. Gate: the Gate-1 go/no-go on the financing route — on the public route, simulation delivered, counsel workstreams, trademark filed, and the Foundation’s board and statutory locks in place.

  2. stage 1

    Public offer, on the public route only · 2027

    If the Gate-1 go/no-go chooses the public route: the MiCA Title II white paper, notification to the AFM, the offer of the sale tranche and admission to trading. Gate: white paper cleared by counsel and notified; board and safeguards in effect before signature; bank and custodian onboarded; the $4.0 M net raise floor met — otherwise re-stage.

  3. stage 2

    Identity-only mainnet · target H2 2027 → 2028

    Issuance, zero-knowledge presentations, status roots, free verification, the verifier registry, a live council and a genesis set of 60 validators — no escrow or disputes yet — with ZadQ, today on the classical seller rail, on mainnet. Gate: the economic-security thresholds met, genesis values frozen and the Genesis Allocation Statement published; the audit programme reported as scheduled milestones with published findings.

  4. stage 3

    Financial recourse · 2028 → 2029

    Self-custodied stablecoin escrow, the dispute cascade and the arbiter market; the consented commercial disclosure rail is already built and ships switched off and fail-closed, and its activation waits for counsel. Gate: a published organic-demand criterion and counsel-reviewed unmasking governance; the circuit and escrow-contract audits are scheduled milestones with published findings.

  5. stage 4

    Maturity · 2030 → 2031

    Multiple issuers, a growing agent population, the active set grown toward 100 by governance, and the post-emission transition planned. Gate: continuous — transparency reporting, annual audits published with their findings, and monitored gate metrics.

Condition-triggered genesis

Genesis has a target — the second half of 2027, ahead of 24 December 2027, when EU relying parties must start accepting the European Digital Identity Wallet — and a trigger in three parts: a published traction criterion (attested x402 sellers who stay, and active independent registered verifiers, sustained for two quarters, with the promoter group excluded and the single-node pilot never counted); on the public-offer route, a raise above the $4.0 M net floor; and the simulation and counsel work delivered. Until all three hold, the single-node operating mode continues. Product marketing is unrestricted; token marketing is prohibited until a white paper is published.

The two-sided cold start is met by a first implementer and an anchor product, both disclosed as related-party positions. The CONECTIA group operates the first issuer and the first verifier on undifferentiated terms. ZadQ, an x402 seller-verification service and the first product built on MintID, lets a seller prove that an accountable, KYC-verified party stands behind its payment address, without revealing who. Its first version runs on the classical seller rail, with conventional issuer-signed attestations; the zero-knowledge seller rail follows. It runs on the single-node production chain, operated by the CONECTIA group — the same MintID software, operated, never forked — changing one thing at a time: first the proof form, then the topology. Read about the ZadQ pilot.

14

Where it stands

What exists in October 2026, stated at the level of capabilities, so that nobody mistakes specification for delivery.

ComponentStatusWhat it means
ChainImplementedIssuer, bond, verifier, status, council, treasury, parameter and fee capabilities; deterministic primitives pinned by cross-language test vectors. Holder self-revocation has been in production on the single-node production chain since 24 September 2026; its independent audit is a scheduled milestone whose findings are published.
Proof coreIn productionCredential profile, issuance, selective-disclosure presentations and the non-revocation path, built and running in production, pinned by known-answer vectors that three languages check; construction and proof system frozen.
Verifier serviceImplementedThe full acceptance pipeline, single-use challenges, authenticated chain reads and an audit trail behind a versioned service contract.
Issuer servicesImplementedEncrypted status registry, 30-second roots, a hardware-signing interface, credential issuance over the standard transport, and provider-neutral KYC with a real identity-verification provider behind it.
SDKsAvailableA Python SDK, a transport-only TypeScript client and an MCP server over the verifier service; a holder library with Python, Go and TypeScript bindings; further languages are demand-gated.
Agent productsIn production / built, switched offBounded agents are minted today from a bundle catalogue the operator supplies. The consented commercial disclosure rail, contact-attribute identification included, is built and ships switched off and fail-closed; its activation waits for counsel. The funded-recourse layer is specified and scheduled.
Test harnessImplementedIssuer, holder and verifier simulators, with end-to-end and adversarial tests.
DeploymentsSingle-node productionThe single-node production chain, in production since 20 September 2026 and operated by the CONECTIA group, carrying the first issuer, the first verifier and ZadQ; plus the public testnet, with its KYC sandbox: the only deployment where a third party may test, on the same software and parameters, where nothing issued carries weight (its status is stated in the developer documentation). The distributed mainnet of Stage 2 has not launched: there is no token, no token price and no public validator set.
SpecificationsFrozenFrozen; its September 2026 amendment added the agent products. Available on request.
ManualsPublishedIssuer, Verifier & SDK, Holder and Validator manuals, on the docs page.
15

Open items and risks

What still has to be fixed, what is deliberately left open, and what could go wrong.

Before genesis

Still to be fixed

The allocation and emission points inside their bands; the protocol cuts and their allocation, governed parameters under review; the economic-security thresholds in measurable units; the issuer bond and slashing ranges; council selection and quorum; the validator cap, self-bond and unbonding; the proof system and the exact credential construction; freshness limits after benchmarks; jurisdictions and the KYC policy; and the agent-economy parameters, including the escrow disclosure policy.

With counsel

Deliberately open

Custodial or facilitated payment addresses on the seller rail; the KYC-provider arrangements; offer sequencing, subscription currencies and unsold tokens; the characterisation of the arbiter step; the lawful basis for delegated consent; and AI Act conformity of disclosure receipts.

Risks, stated plainly

  • Competitive timing. Payment networks already ship transparent know-your-agent rails. MintID’s niche — privacy-preserving, funded, regulated-grade backing — is validated but narrow, and the answer is sequencing.
  • Cold start. Two-sided, and met by the first implementer and ZadQ, both related parties, with success criteria set in advance and measured; nothing they generate counts as independent adoption or toward the traction criterion.
  • Cryptographic delivery. The proof core is built and in production; the self-revocation proof, the highest-risk consensus-path item, has been in production on the single-node production chain since 24 September 2026, runs on the public testnet as it does in production, and is switched off at the distributed public network’s genesis, where switching it on is a governance decision; its audit is a scheduled milestone whose findings are published.
  • Regulatory. MiCA execution, the Foundation’s statutes, GDPR and consent texts, AI Act conformity and unmasking governance are subject to counsel; the design took the strictest reading at each point.
  • Economic. The points inside the bands are not yet fixed; adverse scenarios are shown, not averaged away; and re-staging is the committed answer to a weak offer.
  • Related-party concentration. Development, the first issuer, the reference SDK, ZadQ and the pre-genesis R&D budget sit in one group. Each position is disclosed in the table above, and the group’s issuer runs on the same on-chain terms as any other.
  • Delegated trust and fail-closed operation. A relying party trusts issuers it does not choose, and a silent issuer takes its credentials offline within the maximum root age (45 seconds at the reference values; 180 seconds on the single-node production chain). Both are the price of the guarantee.
16

Glossary

Accepted issuer
A bonded KYC organisation, admitted on chain by governance proposal (by the compliance council once it is seated), whose credentials the protocol accepts.
Accountability escrow
The issuer’s private record linking an agent to its human, disclosed only by due process — distinct from the financial escrow.
Agent credential
A credential the issuer derives from a principal’s credential, carrying a backing assertion and a delegated scope.
Anchor product
ZadQ, the x402 seller-verification service that is the first product built on MintID; a disclosed related-party position.
Anonymous credential
A credential with a blinded issuer signature, a holder secret, selective disclosure and predicate proofs.
Assurance grade
The private A1–A4 grade an issuer assigns, proven only as a threshold.
Band, prior, point
A ratified range; an argued working point inside it; and the final value the simulation fixes.
Commercial and dispute rails
The two firewalled disclosure paths: one gated by consent, the other by due process.
Compliance council
The threshold-vote operational body designed for admissions, bonds and treasury co-signing; built on chain, not yet seated.
Freshness band
The issuer-held band (F1–F4) saying how recently a holder’s evidence was verified; a second dimension next to the grade, published as a band and never as a date; read on the classical seller rail, not a presentation predicate.
Nullifier
The one-time value a self-revocation publishes, revealing neither the holder nor the credential.
Operator floor program
Foundation-funded service agreements that pay validators for verifiable service, never for stake.
Pairwise pseudonym
An agent’s per-verifier identifier: stable for that verifier, unlinkable across verifiers.
Presentation
A ten-second, fully bound zero-knowledge proof of requested predicates. Never on-chain.
Status root
An issuer’s signed 30-second commitment to its private status registry.
Stichting
The Dutch foundation form of the MintID Foundation — being incorporated by the founder and dormant until the public-offer route is chosen.
Next

Read the full document

This page follows the Protocol Whitepaper v1.0. Download the full paper (42 pages) or its Executive Edition (12 pages) as PDF; the specification corpus behind them is shared on request.

Protocol Whitepaper v1.0, 4 October 2026 · prepared by MintID, developed and operated by the CONECTIA group; the MintID Foundation, a Netherlands Stichting, is being incorporated and stays dormant until the public-offer route is chosen · related parties disclosed above · non-normative; the specifications govern · not a MiCA crypto-asset white paper and not an offer, solicitation or marketing of a crypto-asset · not legal, tax or investment advice.